Finance sector deals with the management of funds. There are various areas such as business finance, personal finance and public finance. The services include budgeting and monitoring of time, money and risk. A good knowledge of the core subjects in finance is a must to qualify for any position in this field. The sector is ever growing and has rich reward to offer for the talented and diligent candidates.
I would like to suggest few of the important questions that are generally asked by an employer:
1. Tell about yourself and your career so far?
This is the most general question and is mostly asked in such interviews. You must utilize it to depict the best of your character. Tell about few of your personal traits that suits this job profile. Mention about your professional skills. You can tell about your knowledge and experience of this field. Try to sketch your career growth through your words and examples. Remember the best way to prove your point is through citing examples. Tell about your achievements. Mould your answer according to the job profile you are applying for. This will definitely help you.
2. Describe your current job?
Give details about your current job profile. Tell about the role you play and the duties you have to perform in your current job. If you are leading a team or holding any important and responsible position in your current firm then tell about it. Tell how the job in this firm will help you grow professionally. Be genuinely interested in listening to your employer. Moreover your confidence level will definitely help you.
3. What is free cash flow?
Free cash flow is the cash flow that exists for distribution. It is available for all the securities holders of the organization. They include debt holders, preferred stock holders, equity holders, convertible holders etc.
4. Define Convexity.
Convexity is the measure of curvature that exists between bond prices and bond yields. It helps in more accurate estimations.
5. Explain credit spread?
Credit spread is the difference between the value of two securities which have different prices but similar interest rates and maturities. It is also defined as the additional interest that is paid by a borrower who has a lower than a satisfactory credit rating.
These questions will definitely help you in preparing for the interview of finance sector. All the Best!